Location: Pasig

Pioneering internet-to-SMS messaging service; acquired by Smart in 2009, shut down in 2018

UBX Philippines Corp is the fintech venture-building and investment arm of UnionBank of the Philippines (part of the Aboitiz Group), incorporated in late 2018 with a reported committed budget of roughly ₱500 million a year. It builds and invests in financial-technology ventures aimed at underserved Filipino individuals and small businesses, and later established a Singapore hub to extend its venture arm's regional reach. Confirmed portfolio includes SME lending platform SeekCap, rural-bank digital-infrastructure provider i2i, and micro-merchant platform Bux. UBX also led a funding round for PDAX, one of the Philippines' licensed cryptocurrency exchanges — a real, notable link to another platform already tracked in this directory's Startups section.

Southeast Asia's first all-digital bank, now profitable via AI-driven lending

B2B platform digitizing and supplying the Philippines' sari-sari stores

One of the Philippines' earliest BSP-licensed crypto wallets and exchanges

BSP-licensed Philippine crypto exchange that also powers GCash's GCrypto feature