Startup & Tech Glossary

Plain-English definitions of startup, funding, AI, and tech terms — with Philippine examples where possible.

Agentic Engineering

Ai Machine Learning

Agentic engineering means directing AI agents to write, test, and ship code, while a human developer reviews and steers the outcome.

AI Agent

Ai Machine Learning

An AI agent is a program that plans steps, uses tools, and takes actions on its own to complete a goal, not just answer a question.

Angel Investor

Funding Investment

An angel investor is a wealthy individual who invests their own money into an early startup in exchange for equity.

API

Technology

An API is a set of rules that lets two different software programs talk to each other and exchange data automatically.

ARR (Annual Recurring Revenue)

Startup Basics

ARR is the yearly value of a subscription business's recurring revenue — its monthly recurring revenue multiplied by twelve.

B2B

Technology

B2B means a company sells its product or service to other businesses, rather than directly to everyday individual consumers.

B2C

Technology

B2C means a company sells its product or service directly to individual, everyday consumers instead of other businesses.

Blockchain

Crypto Web3

A blockchain is a shared digital record of transactions that many computers keep identical copies of, making it very hard to secretly alter.

Bootstrap

Startup Basics

Bootstrapping means growing a company using only personal savings and its own revenue, without raising money from outside investors.

Bridge Round

Funding Investment

A bridge round is a smaller, quicker round of funding that helps a startup last long enough to reach its next big priced round.

BSP (Bangko Sentral ng Pilipinas)

Philippine Ecosystem

BSP is the Philippine central bank that licenses and regulates digital banks, e-wallets, and other fintech payment companies.

Burn Rate

Startup Basics

Burn rate is how quickly a startup spends its cash each month, usually spending more than it earns while it's still growing.